No discount points No origination fee
 • No broker fee No credit report fee  
 • No processing fee No flood certification fee  
 • No application fee No lock-in fee  
To apply, fill out our online application
for fast approvals!

Click here to start the process.

State Heroes Mortgage Program
Law Enforcement, Firefighter & Medical Personnel
Discount Mortgage Program.

Tennessee & Florida Mortgage Loan Discounts

The State Heroes Program is a leader in no point, no origination fee mortgage loans. Our program is dedicated to the many State Heroes that put their personal life on hold each day to serve, protect and care for our communities.

We are pleased to present the State Heroes Discount Mortgage Program to all law enforcement, firefighters and medical personnel.

The State Heroes Program is designed to lower or eliminate much of the closing costs associated with mortgage loans, by partnering with affiliates and vendors who have agreed to reduce or waive closing costs on behalf of our State Heroes.

On behalf of our clients, we thank these companies for their participation in recognizing our State Heroes.

Have you heard about the Good Neighbor Next Door initiative directly from HUD? It might be just what you need to buy a home. 

Click here for more information.